The one problem that all of the AI, CRM's, and API in the world can never solve?
The Crux of the Problem
“Despite the platitudes expressed by insurance companies in advertisements, where they brand themselves “the good hands people” or “a good neighbor,” they have one and only one purpose – to make as much money as possible. The way insurance companies make money is simple, by paying either nothing or as little as possible on any claim. What is fair or right is of no consequence.” Scott Dinsmore, APC (CA).
How do P&C insurance companies achieve the above goal?
The primary tool that P&C insurance companies mandate their directly employed and third party employed insurance adjusters who want to remain employed use to falsely underpay or flat out deny insured property owners legitimate property damage claims are two particular repair estimating programs that are often referred to by the P&C insurance industry as "the industry standards". Those two programs may indeed be the P&C insurance industry standards but they are not, by any means, the construction industry standard for professional restoration contractors whose goal and desire is to make sure that they and their insured commercial and residential property owner customers damage claims are fairly and fully paid at real, true, and accurate (RTA) free market pricing.
In spite of the clear evidence however, showing that there is ultimately no real advantage to restoration contractors in using either of the P&C insurance industry preferred "industry standard" repair estimating programs to price the cost of their insured customers repairs, far too many of them still falsely believe that discontinuing the use of either program might put them at a disadvantage. At least that was their thinking until, through this website, social media, and elsewhere, the real story has started coming out.
P&C insurance "industry standard" estimating program history
Around 2005, the P&C insurance industry introduced to restoration contractors what eventually became the number one damage repair estimating program called Xactimate which they then promoted to restoration contractors as the "industry standard". The hype behind the promotion was that, in paying for then using the P&C insurance industry produced, commissioned, and controlled Xactimate program to estimate the cost of their insured customers damage repairs, restoration contractors would be able to more accurately price their insured customers repair work.
Unfortunately however, as is pointed out by the author in the "Weaponizing Xactimate" article accessible through the PDF link below, historically, in case after case, insurance company repair estimates generated using Xactimate software have come in 30% to 50% below actual construction costs for residential losses, and sometimes even higher for commercial properties.
"Weaponizing Xactimate: The Insurance Industry's Dirty Secret"
Next in line to Xactimate is the second most P&C insurance industry preferred and mandated insurance adjuster repair estimating program known as Symbility/Cotality. While not used by restoration contractors to the same extent as Xactimate, the results are not dissimilar when compared to the "less than" final repair pricing achieved by restoration contractors who still use Xactimate.
Every year, as a result of the above and a lack of advanced restoration contractor insurance claims recovery process training, billions of dollars-worth of insurance claim payments are never made to insured property owners to fully cover the cost of their damage repairs, billions of dollars are then never paid to the restoration contractors with which to complete the repairs, billions of dollars-worth of needed roofing, siding, and related building products are never ordered from the contractors building product distributors, and the public and private investors in those building product distribution companies never achieve real, true, and maximum ROI.
The repeatedly proven solution to the problem?
(click on the graph to enlarge)
By
The only restoration contractor training available today that teaches the insurance covered restoration contracting process from the forty plus years of combined retail & restoration construction industry experience, insurance & investment industry advisory experience, and winning Pro Se legal experience perspectives of its creator.
The 3RStimax© graph shown above clearly illustrates the dramatic difference in pricing between the P&C insurance adjuster mandated "industry standard" estimating programs mentioned previously and 3RSystems, LLC's repeatedly proven superior 3RStimax© restoration contractor repair estimating program. Compare the clear difference shown in the graph between the Insurance company claim “final” offer(s)" shown in the far left column ($72,500) and the actual “Total claim recovery with 3RStimax©” ($270,214) total payments shown in the column to the right - which were all approved at the substantially higher real, true, and accurate (RTA) free market pricing shown. Just as important is the fact that all of the 3RStimax© claims totals shown were approved without additional time consuming and expensive outside help. Also note on the right side of the graph the difference in how the GC O&P was paid on the claim shown.
Xactimate & Symbility/Cotality Vs 3RStimax© - Compare and Contrast
The "low" average annual subscription cost to restoration contractors who still adhere to the unfounded belief that P&C insurance industry adjuster mandated Xactimate or Symbility/Cotality repair estimating programs offer some advantage to them is $1,800. In contrast, the one time per restoration contractor individually ordered cost to purchase 3RStimax© is, at $1,295, over five hundred dollars less. Plus, unlike Xactimate or Symbility/Cotality, which are only estimating programs and nothing more, with their order of 3RStimax©, pro restoration contractors will also receive all of the comprehensive advanced and proven insurance claims recovery process training presented below at no additional charge.
NOTE TO BUILDING PRODUCT DISTRIBUTORS
When purchased by a building products distributor for distribution to their contractor customer "sales force", the average per contractor customer "sales force" cost for 3RStimax© with all of the additional proven training materials shown below included, will be substantially lower.
The 3RSystems, LLC Restoration Contractor Insurance Claims Process Training Manual
(click on the illustration to enlarge)
One hundred forty two pages that are packed full of powerful and proven, in depth and top down minded retail and restoration contracting, insurance and investment advisory, and Pro Se legal experience based claims recovery process training that will, without question, help contractors to help your insured property owner customers to get their insurance companies to pay for all of the damage and help themselves to MAXimize their contracting company profits and income at record levels.
________________________________________________________
3RSystems, LLC Restoration Contractor Business Forms
(click on the illustration to enlarge)
________________________________________________________
3RSystems, LLC Insured Commercial and Residential Property Owner Guide
(click on the illustration to enlarge)
3RS INSURED PROPERTY OWNERS STORM DAMAGE RECOVERY GUIDE© (PREVIEW)
In the guide, it is recommended that, for the reasons described in the full guide that 3RSystems, LLC has made available to millions of commercial and residential property owners from across the USA and Canada, property owners with damage only hire 3RSystems, LLC trained contractors to complete their repairs and only install building products manufactured by and distributed by the manufacturers and distributors named in the guide who have been approved by 3RSystems, LLC.
________________________________________________________
3RSystems, LLC Insurance Adjuster and Engineer Questionnaire Report Forms
(click on the illustration to enlarge)
________________________________________________________
3RSystems, LLC Claim Information and GC O&P Statement Forms
(click on the illustration to enlarge)
________________________________________________________
Why AI, CRM's, and API can't help?
As soon as any contractor signs a contract with an insured property owner to complete the repairs to their damaged properties, a personal relationship is established. Being that a personal relationship has been established, the problems the insured property owners and their contractors are both faced with due to the insurance companies typical attempts to under pay or deny the insured's claims are problems that all of the AI, CRM's, and API in the world can never solve.
As has been repeatedly proven over the years, storm and related damage restoration contractors who complete our advanced 3RSystems, LLC storm damage restoration contractor insurance claims process training program are able to regularly and powerfully defeat and overcome P&C insurance company representatives unfair attempts to underpay or deny their customers legitimate property damage claims. They are also able to dramatically increase the number of property damage restoration contracts they write each year and, to the great benefit of the building products distribution company that makes the investment in getting the training into their contractor "sales force" hands, repeatedly and dramatically increase their per contract building product orders as they dramatically increase the value of their insured customers final claim settlements as clearly illustrated previously. The end result?
Praise for the 3RSystems, LLC
Storm Damage Restoration Contractor Training Program
As a powerful example as proof of how the training has helped contractors from across the USA and beyond to successfully overcome the P&C insurance industry resistance and produce substantially improved results for themselves, their insured customers, their building product distributors, as well as distribution company investors, financially and otherwise, review the pro contractor endorsements of the training program shown below.
________________________________________________________
The Fallacy Behind "Shareholder Value Maximization"
GE CEO Jack Welch once viewed the concept of "shareholder value maximization" as a positive. After years of experience in his position as GE CEO however, he concluded that it was not a positive at all but rather, "the dumbest idea in the world." In contrast to Welch's conclusion, which was and remains the thinking of most forward thinking present day corporate boards and C-Suites, the five distribution company leaders shown in the photo above whose combined personal net worth comes in at approximately $36.1 BILLION dollars, seem to have, to their own and their trusting shareholders detriment, concluded otherwise.
In recent years, they have spent millions of dollars on AI, CRM, and API order tracking and product delivery programs that they claim are meant to help their contractor customer's "sales force" achieve better efficiencies that, in truth, actually help the companies as much or more than their contractor customer's. What they have failed to invest in however, is advanced training that will help those contractors to sell billions of dollars more of the distribution companies roofing and related building products. Only when they do will they be able to begin recapturing the billions of dollars-worth of building product orders that currently and annually, go unordered.
Only when they make that investment will their shareholders which include, for example; QXO - calSTRS at $224.57M, Hightower at $335.89M, HB Wealth Mgmt at $239.92M and HOME DEPOT (SRS) - TD Waterhouse at $201.48M, Nykredit A S at $115.18M and Hendricks Holdings (ABC, private), be in a position to achieve true "shareholder value maximization" for their shareholders.
CONTRACTORS ARE THE PRIMARY SOURCE OF BUILDING PRODUCT DISTRIBUTION COMPANY PROFITS AND THEIR SHAREHOLDER VALUES. WITHOUT THE CONTRACTORS ORDERS, DISTRIBUTORS WOULD HAVE NO PROFITS TO SHARE WITH THEIR TRUSTING SHAREHOLDERS.
As clearly evidenced by the numerous online articles written on the subject, any claims promised to shareholders that the SVM concept is still viable are what Princeton University Professor Harry Frankfurt wrote about in his book "On Bullshit". Only when the advanced contractor training program offered through this site which is the only contractor training program anywhere that teaches the recovery process from the combined retail & restoration construction industry experience, insurance & investment industry advisory experience, and winning Pro Se legal experience perspectives of its creator, is acquired by a distribution company will that distribution company be in a position to achieve the kind of incredible results as shown in "The Results" box below.
The results
With that done, millions of insured property owners across the USA and Canada will be better served as their property damage claims are paid in full, billions of dollars-worth of previously unordered roofing, siding, and related building products orders will be recaptured by the building product distribution company who acquires the training program, and their global building product distribution company institutional and individual shareholders (both private and public) who we are increasingly educating on the realities discussed on this website and elsewhere, will finally be able to achieve real, true, and maximum ROI.
Also keep in mind that, once the program is acquired by and instituted at your company, your competitors contractor customers will, without question, want to take part in the revolution and will begin asking to place their accounts with you.
As the many thousands of global institutional and individual investors, the many thousands of restoration contractors from across the USA and Canada, and the millions of insured commercial and residential property owners across both countries all become increasingly aware of, at record breaking social media speed, the real world problems and the solution to those problems as outlined on this website and elsewhere, they will be asking which one of you will be making the small but necessary investment into getting advanced 3RSystems, LLC restoration contractor training into the hands of all of your valued contractor customer "sales force" who are the primary source of your distribution company's profits as well as the primary source of your investors returns.
To learn more about pricing and how to acquire this one of a kind advanced contractor training program exclusively for your building products distribution company which also includes, if requested, a minimum six month distributor paid implementation commitment, contact program creator Larry Burtis through the Contact link shown at the top of this page - before one of your competitors does.
To interested entrepreneurial minded non-building products distribution company associated parties, including SaaS groups and independent investors or investment groups - the advanced 3RSystems, LLC restoration contractor training program is also available to purchase for resale to restoration contractors and/or other interested industry related parties. Initial estimated net proceeds on individual retail sales of the program to the same 15,000 contractors as used in the above example amounts to $12.5M dollars and should be completed in less than two years. Program can also be sold as a annually renewable subscription model. To learn more, contact program creator Larry Burtis through the Contact link shown at the top of this page.
Note to all USA and Canadian contractors, building product distribution company managers, board members, and C-Suite leadership, and all global building product distribution company institutional and individual investors: 3RSystems, LLC strongly encourages and welcomes you to feel free to submit any questions or concerns you may have about the material included on this website through the Contact link included at the top of this page.
________________________________________________________
Copyright © 1996 – 2026 ICCOA / 3RSystems, LLC Minneapolis, Minnesota USA All rights reserved