The one problem that all of the AI, CRM's, and API in the world can never solve, is this

 

 

 

 

The Problem

 

“Despite the platitudes expressed by insurance companies in advertisements, where they brand themselves “the good hands people” or “a good neighbor,” they have one and only one purpose – to make as much money as possible. The way insurance companies make money is simple, by paying either nothing or as little as possible on any claim. What is fair or right is of no consequence.”  Scott Dinsmore, APC (CA).

 

How do P&C insurance companies achieve the above goal?

The primary tool that P&C insurance companies mandate their directly employed and third party employed insurance adjusters who want to remain employed use to falsely underpay or flat out deny insured property owners legitimate property damage claims are two particular repair estimating programs that are often referred to by the P&C insurance industry as "the industry standards".  Those two programs may indeed be the P&C insurance industry standards but they are not, by any means, the construction industry standard for professional restoration contractors whose goal and desire is to make sure that their insured commercial and residential property owner customers damage claims are fairly and fully paid at real, true, and accurate (RTA) free market pricing.  In spite of the clear evidence however, showing that there is no advantage to restoration contractors in using either of the P&C insurance industry preferred "industry standard" repair estimating programs to price the cost of their insured customers repairs, far too many of them still falsely believe that discontinuing the use of either program will put them at a disadvantage.  At least that was their thinking until, through this website, social media, and elsewhere, the real story has started coming out.   

P&C insurance "industry standard" repair estimating program history

Around 2005, the P&C insurance industry introduced to restoration contractors what eventually became the number one damage repair estimating program called Xactimate which they then promoted to restoration contractors as the "industry standard".  The hype behind the promotion was that, in paying for then using the P&C insurance industry produced, commissioned, and controlled Xactimate program to estimate the cost of their customers damage repairs, restoration contractors would be able to more accurately price their customers repair work. 

Unfortunately however, as mentioned in the "Weaponizing Xactimate" article accessed through the PDF link below, historically, in case after case, insurance company repair estimates generated using Xactimate software have come in 30% to 50% below actual construction costs for residential losses, and sometimes even higher for commercial properties. 

"Weaponizing Xactimate:  The Insurance Industry's Dirty Secret"

Second in line to Xactimate is the also P&C insurance industry preferred and mandated insurance adjuster repair estimating program known as Symbility/Cotality.  While not used by restoration contractors to the same extent as Xactimate, the results are not dissimilar when compared to the "less than" repair pricing achieved by restoration contractors who still use of Xactimate.    

Every year, as a result of the above and a lack of advanced restoration contractor insurance claims recovery process training, billions of dollars-worth of insurance claim payments are never made to insured property owners to fully cover the cost of their damage repairs, billions of dollars are then never paid to the restoration contractors with which to complete the repairs, billions of dollars-worth of needed roofing, siding, and related building products are never ordered from the contractors building product distributors, and the public and private investors in those building product distribution companies never achieve real, true, and maximum ROI.  

 

The proven solution to the problem? 

 

The only restoration contractor training available today that teaches the insurance covered restoration contracting process from the forty plus years of combined retail & restoration construction industry experience, insurance & investment industry advisory experience, and winning Pro Se legal experience perspectives of its creator.  

 

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3RSystems, LLC's proven solution to helping insured property owners to achieve full payment on their claims? 

 

(click on the graph to enlarge)

 

The graph above clearly illustrates the dramatic difference in pricing between the P&C insurance adjuster mandated "industry standard" estimating programs mentioned previously and 3RSystems, LLC's repeatedly proven superior 3RStimax© restoration contractor repair estimating program.  Compare the clear difference shown in the graph between the Insurance company claim “final” offer(s)" shown in the far left column ($72,500) and the actual “Total claim recovery with 3RStimax©” ($270,214) total payments shown in the column to the right - which were all approved at the substantially higher real, true, and accurate (RTA) free market pricing shown.  Just as important is the fact that all of the 3RStimax© claims totals shown were approved without additional time consuming and expensive outside help. 

NOTE:  In 2011, apparently so threatened by the competition after seeing the tremendous final per job pricing improvements that 3RSystems, LLC trained restoration contractors from across the country were achieving after dumping the so-called "industry standard" repair estimating programs and replacing them with 3RStimax©, Xactimate's parent company Verisk/ISO, Inc. attempted, but failed to have the program shut down.  After having failed in their attempt to intimidate 3RSystems, LLC into doing so, Verisk/ISO, Inc. was never heard from again.

Xactimate & Symbility/Cotality  Vs  3RStimax© - Compare and Contrast

The low average annual subscription cost to restoration contractors who still adhere to the unfounded belief that P&C insurance industry adjuster mandated Xactimate or Symbility/Cotality repair estimating programs offer some advantage to them is $1,800.  In contrast, the one time per restoration contractor individually ordered cost to purchase 3RStimax© is, at $1,295, over five hundred dollars less.  Plus, unlike Xactimate or Symbility/Cotality, which are only estimating programs and nothing more, with their order of 3RStimax©, for just one dollar more, pro restoration contractors will also receive all of the comprehensive advanced and proven insurance claims recovery process training presented below. 

NOTE:  When purchased by a building products distributor for distribution to their contractor customer "sales force", the average per contractor customer "sales force" cost will be substantially lower.

 

One hundred forty two pages chock full of powerful and proven in depth retail and restoration contracting, insurance and investment advisory, and Pro Se legal experience based claims recovery process training that will, without question, help you to help your insured property owner customers to get their insurance companies to pay for all of the damage and help you to MAXimize your contracting company profits and income to record levels.

Insured Commercial and Residential Property Owner Help

In order to help insured commercial and residential property owners to understand how the recovery process should really work, 3RSystems, LLC  has made the guide available for free to millions of insured property owners from across the USA and Canada.  By learning what is in the guide, property owners are empowered to level the playing field when dealing with their insurance companies and avoid the intentional delay, deny, defend claim tactics that are placed in their way by wayward insurance company employed and/or TPA employed adjusters and engineers. This also allows them to avoid the often quite costly and time consuming expense of having to hire outside help to move their legitimate property damage claims to fair, full, and final settlement. 

Those same insured commercial and residential property owners are then instructed to seek out and hire advanced 3RSystems, LLC trained restoration contractors who are also familiar with the guide to contract for and complete their property damage repairs.  The end result being that more claims are settled faster and at settlement rates more relative to the premium payments made by the insured's.  Their contractors are then able to order all of the additional roofing, siding, and related building materials needed (billions of dollars-worth) from the named manufacturers and the building product distributor who has made the training available to them.   

3RS INSURED PROPERTY OWNERS STORM DAMAGE RECOVERY GUIDE© (PREVIEW)

 

 

 

 

 

 

As has been repeatedly proven over the years, storm and related damage restoration contractors who complete our advanced 3RSystems, LLC storm damage restoration contractor insurance claims process training program are able to regularly and powerfully defeat and overcome P&C insurance company representatives unfair attempts to underpay or deny their customers legitimate property damage claims.  They are also able to dramatically increase the number of property damage restoration contracts they write each year and, to the great benefit of the building products distribution company that makes the investment in getting the training into their contractor "sales force" hands, repeatedly and dramatically increase their per contract building product orders as they dramatically increase the value of their insured customers final claim settlements as clearly shown in the example further down the page.  

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Praise for the 3RSystems, LLC

Storm Damage Restoration Contractor Training Program

As a powerful example as proof of how the training has helped contractors from across the USA to successfully overcome the P&C insurance industry resistance and produce substantially improved results for themselves, their insured customers, their building product distributors, as well as distribution company investors, financially and otherwise, review the pro contractor endorsements of the training program shown below. 

 

 

 

 

 

As soon as a restoration contractor signs a contract with an insured property owner to complete the repairs to their damaged properties, a personal relationship is established. Being that a personal relationship has been established, the problems the insured property owners and their contractors are both faced with due to the insurance companies typical attempts to under pay or deny the insured's claims are problems that all of the AI, CRM's, and API in the world can never solve.  The only thing that has repeatedly proven to solve the problems is the advanced construction industry, insurance/investment industry, and legal industry experience based training that can only be obtained from 3RSystems, LLC.

 

Note to manufacturers:  All of the above also negatively affects your sales as well.

 

 

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Insured Commercial and Residential Property Owner Help

Insured Property Owners Storm Damage Recovery Guide©

In order to help insured commercial and residential property owners to understand how the recovery process should really work, 3RSystems, LLC  has made the guide available for free to millions of insured property owners from across the USA and Canada.  By learning what is in the guide, property owners are empowered to level the playing field when dealing with their insurance companies and avoid the intentional delay, deny, defend claim tactics that are placed in their way by wayward insurance company employed and/or TPA employed adjusters and engineers. This also allows them to avoid the often quite costly and time consuming expense of having to hire outside help to move their legitimate property damage claims to fair, full, and final settlement. 

Those same insured commercial and residential property owners are then instructed to seek out and hire advanced 3RSystems, LLC trained restoration contractors who are also familiar with the guide to contract for and complete their property damage repairs.  The end result being that more claims are settled faster and at settlement rates more relative to the premium payments made by the insured's.  Their contractors are then able to order all of the additional roofing, siding, and related building materials needed (billions of dollars-worth) from the named manufacturers and the building product distributor who has made the training available to them.   

 

3RS INSURED PROPERTY OWNERS STORM DAMAGE RECOVERY GUIDE© (PREVIEW)

 

 

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Praise for the 3RSystems, LLC

Storm Damage Restoration Contractor Training Program

As a powerful example as proof of how the training has helped contractors from across the USA to successfully overcome the P&C insurance industry resistance and produce substantially improved results for themselves, their insured customers, their building product distributors, as well as distribution company investors, financially and otherwise, review the pro contractor endorsements of the training program shown below. 

 

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The estimated combined $36.1 BILLION dollar net worth of the five distribution company leaders shown above, most the result of their involvement in the building products distribution industry, suggests that the industry is, even when those billions of dollars-worth of annually missed building product orders are considered, reasonably profitable.  What that suggests is that all of the companies listed above can afford to spend a small fraction of the millions of dollars they already spend on AI, CRM, API, and similar programs that, in truth, help the distributors as much or more than their contractor customer "sales force", on the one solution that will allow them to begin to recapture those missed sales ASAP. 

Only when the now publically known board members, founders, and C-Suite execs of the building product distribution companies shown above decide to stop treating their contractor customer "sales force" and their global institutional and individual investors like useful idiots and, instead, proactively invest in getting the advanced training into their contractor customer "sales force's" hands, will they be able to achieve the kind of incredible results as shown in "The results" box below.

 

The results

 

With that done, millions of insured property owners will be better served as their property damage claims are paid in full, billions of dollars-worth of previously unordered roofing, siding, and related building products orders will be recaptured by the building product distributors, and global building product distribution company institutional and individual shareholders (both private and public) will finally be able to achieve real, true, and maximum ROI. 

 

 

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As your many thousands of global institutional and individual investors, the many thousands of restoration contractors from across the USA and Canada, and the millions of insured commercial and residential property owners across the country become increasingly aware of, at record breaking social media speed, the real world problems and the solution to those problems as outlined on this website and elsewhere, they will be asking when you will be making the small but necessary investment into getting advanced 3RSystems, LLC restoration contractor training into the hands of all of your valued contractor customer "sales force" who are the primary source of your distribution company's profits as well as the primary source of your investors returns. 

To learn more about pricing and how to acquire this one of a kind advanced contractor training program exclusively for your building products distribution company which also includes, if requested, a minimum six month distributor paid implementation commitment, contact program creator Larry Burtis through the Contact link shown at the top of this page - before one of your competitors does. 

To interested entrepreneurial minded non-building products distribution company associated parties, including SaaS groups and independent investors or investment groups - the advanced 3RSystems, LLC restoration contractor training program is also available to purchase for resale to restoration contractors and/or other interested industry related parties.  Initial estimated net proceeds on individual retail sales of the program to the same 15,000 contractors as used in the above example amounts to $12.5M dollars and should be completed in less than two years.  Program can also be sold as a annually renewable subscription model.  To learn more, contact program creator Larry Burtis through the Contact link shown at the top of this page.

Note to all USA and Canadian contractors, building product distribution company managers, board members, and C-Suite leadership, and all global building product distribution company institutional and individual investors: 3RSystems, LLC strongly encourages and welcomes you to feel free to submit any questions or concerns you may have about the material included on this website through the Contact link included at the top of this page.  

 

 

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The introductory promotional materials shown below that ultimately direct interested parties to this website have been submitted to the following USA based and international publications:  WSJ, Financial Times (London / USA), NYT Business Day, IBF, Reuters, Bloomberg Businessweek, The Economist, Forbes, Barron's, Fortune, Yahoo Finance, MarketWatch, Building Products Digest, LBM Journal, HBS Dealer, and JLC.      

 

 

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