What’s included in the training?
“If you don’t know what UPPA is, you need to know.” – Famed plaintiff’s attorney John W. Houghtaling, II
As one of the country’s leading experts on Unauthorized Practice of Public Adjusting (UPPA) law and its origins, with my “The Unmasking of UPPA”© exposé, I reveal the truth about and the people behind what I believe to indeed be, one of the biggest financial scams ever perpetrated against the American insurance buying public. Falsely promoted by the P&C insurance industry and their minions to (often paid) state legislators as consumer protection and then signed into law by ill-informed and/or misled state Governors, UPPA became the key to allowing P&C insurance to indefinitely “delay, deny, and defend” against paying their insured customers billions of dollars every year that are legitimately owed to them on their insurance covered property damage claims. With their new and in depth understanding of this corrupt law, insured property owners and their chosen insurance restoration contractors will know how to overcome and defeat it.
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The Xactimate / Symbility alternative
In 2011, so threatened by 3RStimax©, ISO, Inc., the actual owners of Xactimate, attempted to but failed to shut it down.
With 3RSystems, LLC’s powerful, proprietary, and repeatedly proven 3RStimax© storm damage insurance repair estimating system, insurance restoration contractors are able to write and submit their insured customer’s property damage estimates and GC O&P at real, true, and accurate (RTA) free market pricing, not at the typical lowball Xactimate (or Symbility) “forced market” pricing that insurance company adjusters typically write.
From the graph above – the average 3RStimax© per job price increase above the property & casualty insurance company adjusters “final offers” was equal to $28,244.86. Also notice in the graph on the right how, using 3RStimax© to properly calculate the GC O&P, the GC O&P total shown on the claim came to $23,146.63, resulting in $8,262.54 more than when calculated at the P&C insurance made up, so-called “industry standard” rate of 10% &10% (just $14,884.09) With 3RStimax©, contractors also have the option to submit their repair cost pricing as either “Cost +” or LUMP SUM bids. Also notice that none of the jobs shown required Public Adjuster involvement, thereby saving the contractor many precious hours of production time and over $27,000 in PA fees that would otherwise have been subtracted from their final job prices.
Of special note to roofing and related building product manufacturers and distributors: Of the $197,714 total increase on the seven jobs shown, $62,279.91 or, $8,897.13 per job went to pay for additional roofing, siding, and other needed building products. The June 2017 Minnesota wind and hail storm that I mentioned in the Pro Se Can You See?© Pop-Up examples caused damage to 33,000 mostly residential properties. Were 3RStimax© instead of Xactimate or Symbility used to price the repairs on those claims, the per job increase at $8,897.13 (additional building product orders) would have amounted to a total building products order increase of $293,605,290 dollars! And keep in mind, that’s just from one storm.
An average annual subscription cost for XM8 is $2,100. Symbility is slightly less. P&C insurance cannot mandate that contractors use Xactimate or Symbility and there is no advantage in using either. Insurance adjusters don’t “prescribe” what repairs are needed, the contractor, who is the expert, “describes” what repairs are needed.
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Our exclusive and proprietary “3RS Insured Property Owner Storm Damage Recovery Guide©” has been and will continue to be promoted and offered to millions of insured property owners from across the USA through an aggressive, all out, and ongoing massive action media campaign using TV, social media, blogs, public interest organizations, and national and international financial publications. Through the guide, insured property owners will learn everything they need to know in order to defend themselves against P&C insurance company attempts to unfairly underpay or deny their legitimate insurance covered property damage claims – including how to ask for GC O&P. Contractors who have been trained by 3RSystems, LLC will also receive access to the guide so that they will understand its contents when talking with their insured customers.
Through the guide, insured property owners will also be advised which building product manufacturer and distributor products 3RSystems, LLC recommends they use to complete their property damage repairs. They will also be instructed to only contract their property damage repairs with certified 3RSystems, LLC trained storm damage insurance restoration contractors.
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The Adjuster/Engineer/Desk Adjuster Questionnaire/Report Forms
These forms are given to initial inspect adjusters and re-inspect adjusters and engineers by your contractor customers insured property owner customers upon their arrival at the claim site. One of the report forms will also be given by the insured customer to the insurance company desk adjuster. When the initial inspect adjuster or re-inspect adjuster or engineer arrives at the claim site, the insured asks the initial inspect adjuster or re-inspect adjuster or engineer to complete, sign, and date the form then hand it back to the insured prior to leaving the claim site. The insured will also send the form to the desk adjuster at the appropriate time and ask the desk adjuster to complete, sign, and date the form then return it to the insured. The actual form (intentionally not shown) asks pertinent questions about the adjuster’s or engineer’s experience, name of actual employer, insurance, license # and state, contact information, etc., and also includes a fraud warning at the bottom.
More likely than not, the adjuster or engineer will toss the form in their truck and not complete and return the form to the insured, which is fine. The primary purpose of getting the form into the adjuster’s or engineer’s hands is to make sure they can read it later in the day when they review their inspection notes on the insured customer’s claim. When they do, they’ll know right away that the insured customer is likely better informed on the claims process than 99% of insured’s he or she ever comes across. He or she will also have likely already concluded after talking with the insured customers 3RSystems, LLC trained storm damage restoration contractor, that he or she is also better informed on the claims process than 99% of the contractors the adjuster or engineer ever comes across. The end result will be that, after considering all of the questions the form asks and, after reading through the fraud warning at the bottom of the form, the adjuster or engineer will be highly motivated to make sure that the insured customer’s legitimate insurance claim is one that gets fairly and full approved and paid at real, true, and accurate (RTA) free market pricing – without the usual delay, deny, defend nonsense.
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Also included, as listed in the table of contents below, is a complete teaching of everything I’ve learned in my forty + years of combined retail and storm damage contracting industry experience, insurance and investment industry experience, and winning Pro Se legal experience. Once your contractor customers have studied, internalized, and put into practice what they will learn from the 3RSystems, LLC storm damage restoration contractor training program, they’ll have earned the right to join the ranks of the top 1%, best trained storm damage restoration contractors in the history of the industry.
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Results