and learn how to:
legitimately increase your per job total pricing by 200%, 300%, or more,
without having to supplement
achieve that goal without PA, appraiser, or attorney involvement,
more often than not
get paid full and cumulatively calculated GC O&P on your work,
better than 10% & 10%
defeat and destroy "You a licensed PA?" implied UPPA threats,
with "The Unmasking of UPPA"© report
and fully take back control of the insurance claims process,
from IA's, desk adjusters, and engineers
so that YOU can start earning what you are really worth!
The problems and the people standing in your and your customers way
While the lessons shown above may sound like blatant appeals to contractor greed, they are not. Earning what you are really worth simply means getting paid what you should be paid for your work in a free market that is unencumbered by the unethical and immoral dictates and controls of those who seek to prevent that from happening. The "how to legitimately increase your per job total pricing by 200%, 300%, or more" is not an encouragement for you to overcharge your insured customers on their insurance covered property damage claims. It is however, an encouragement to you and all contractors to learn how to overcome the underpayment attempts of P&C insurance companies that are, in far too many cases, 200%, 300%, or more, below what the insured's should be paid by their P&C insurance companies on their legitimate property damage claims.
Because of UPPA in particular, as well as other questionable tactics employed by the P&C insurance industry to under pay and deny legitimate claims payments to their insured customers, contractors are no longer able to advocate on behalf of their insured customers or negotiate the free market price of their property damage repairs. Instead, often at great additional cost, insured's are now forced to hire additional help in the form of a public adjuster, appraiser, or attorney to help them achieve the goal of fair and full claims payments. With this training, contractors are taught how to overcome the above hurdles by directing their insured customers to third party educational materials that will help them to move their own claims forward to fair and full payment without additional expense.
Since the introduction of UPPA in 2010, the storm damage restoration industry has gone through a number of changes that have dramatically and negatively affected the industry. Because of UPPA and the continued use of the P&C insurance industry controlled Xactimate repair pricing program, what was once a free market, has become a quasi-forced market that is controlled by the P&C insurance industry.
In the past, P&C insurance operated as a semi-public trust that did, for the most part, honor the promises they made to their insured policyholder customers. Today however, as evidenced through the 60 MINUTES YouTube video below, they operate more as an organization whose primary mission is to maximize profits by paying out as little as possible on their insured policyholders legitimate claims. Know that, although Florida hurricane claim problems are the primary focus of the 60 MINUTES video below, the problems discussed are also occurring all across the country and involve property & casualty insurance companies from the smallest to the largest.
60 MINUTES "After the Hurricane" YouTube video - 9/29/24
By repeatedly altering, under scoping, and denying payment for legitimate covered damage, directly employed and third party contracted insurance company desk adjusters who make the final claims payment decisions, leave too trusting insured policyholders underpaid and unpaid on their claims by hundreds of millions to billions of dollars every year. This then means that storm damage restoration contractors are not able to order the hundreds of millions to billions of dollars worth of roofing and related building products needed to complete all of the legitimate repairs that should have been approved but never were. Insured policyholders who have already suffered through a storm or other disaster are forced to suffer a second time, financially and otherwise, as a result of their insurance company's greed. The hundreds of millions of dollars worth of proper and fair free market profits and income that should have been earned by storm damage restoration contractors as well as their building product distributors are also never realized.
Recently introduced contractor CRM programs may be helpful to contractors who contract retail remodeling work, but offer nothing of value to contractors who contract storm damage or other insurance paid restoration work and need to know how to overcome the problems mentioned above. 3RSystems, LLC storm damage restoration contractor training does.
The solution to the problems?
By Larry Burtis - President, 3RSystems, LLC
Maximize defined: To achieve the maximum fair and full claims value for insured's relative to the premiums paid - no less and no more.
Over the past nearly four decades, I have concurrently acted in the capacity of a professional retail remodel and storm damage restoration contractor and contractor trainer, an insurance and investment financial advisor, a licensed public insurance adjuster, an actor with the Guthrie's MET theatre, a rock band promoter, and an author. Over that time, I have also, among other things, along with having employed several police officers in my business, pulled over law breaking police officers and caused several to be suspended, with the approval of a then sitting State Supreme Court Chief Justice, personally threatened a corrupt big city District Court Judge with criminal prosecution, taken on and won against high profile law firms and their attorneys in cases against their corrupt multi-million dollar corporate clients, successfully sued one of the country's most well known engineering firms, and successfully confronted misguided P&C insurance company CEO's which caused them to then act in the best interests of my insured customers. It is from that wide and quite varied experience that I developed what I believe has proven to be the most powerful, advanced, and comprehensive storm damage restoration contractor training available anywhere in the country today - 3RS Claims MAX©
With 3RS Claims MAX©, and the free included 3RStimax© repair estimating program I developed years ago, as a storm damage restoration contractor, you'll learn how to powerfully and effectively overcome the "UPPA Wall", XM8 or Symbility lowball pricing, and all of the other hurdles and obstacles placed in your and your insured customers way by dishonest and/or misguided P&C insurance IA and desk adjusters, their supervisors, their hired gun engineers, and their CEO's. As a result, you and your sales reps will be able to regularly achieve maximum fair and full free market per job pricing that will allow you truly start earning what you are really worth. The "Past Pro Contractor Student Endorsements" shown below tell the whole story.
- Past Pro Contractor Student Endorsements -
Here's why...
Beginning around 2006, restoration contractors started buying into the aggressively promoted P&C insurance industry propaganda that there was an advantage to restoration contractors in using the same property damage repair estimation program that P&C insurance paid for and demands that their adjusters use to estimate insurance covered repair work. The big sell? By writing then submitting their insured customers repair estimates on the same estimating program as the insurance company adjusters, restoration contractors would be better able to arrive at an agreeable total repair price.
The big tell? The problem with that is the fact that once insurance company independent and desk adjusters, many who had likely learned how to do their job from reading through their employers McKinsey & Company inspired how to pay claims manual and, in many cases, don't know the difference between a hail hit and a bird dropping would, on receipt, in following their employers orders, begin the process of slicing and dicing the contractors legitimate repair estimate line items and pricing into pieces. Although the contractors pricing was free market based and proper, the pricing that the insurance company adjusters were offering was not and is not. Instead, it was and, in most cases, continues to be, low ball pricing that is inaccurately presented as true and accurate survey based current market pricing for the area.
So, why are thousands of restoration contractors from across the country still allowing P&C insurance to control their businesses by using the so-called "industry standard" repair estimating program to estimate the cost of their insured customers property damage repair claims - when there is no good reason for doing so? Until now, they were not aware that there is a superior and proven but simple and easy to use contractor favored repair estimating alternative that makes those outmoded lowballing P&C insurance adjuster mandated "industry standard" estimating programs no longer relevant. To learn how to take back control of your per job repair pricing from the P&C insurance industry, continue reading...
The key to the achieving real, true, and accurate (RTA) free market pricing?
By Larry Burtis - President, 3RSystems, LLC
With 3RStimax©, you'll be able to write and submit your insured customers property damage repair estimates and GC O&P at real, true, and accurate (RTA) free market pricing, not at the typical low ball pricing that insurance company employed desk adjusters who've likely never lifted a hammer are told they should be at.
From the graph above – the average 3RStimax© per job increase above insurance desk adjusters final offers was equal to $28,244.86 = to, on average, an increase of over 270% per job! Also notice in the graph on the right how, using 3RStimax© to properly calculate the GC O&P, the GC O&P total shown on the claim came to $23,146.63 = to $8,262.54 more than when calculated at the P&C insurance made up and so-called "industry standard" rate of "10% & 10%" ($14,884.09). With 3RStimax©, you'll have the option to submit your repair pricing as either Cost + estimates or LUMP SUM bids. Also notice that none of the jobs shown required PA involvement thereby saving the contractor over $27,000 in PA fee's that would otherwise have been subtracted from the contractors profits.
NOTES
P&C insurance cannot mandate that contractors use XM8 or Symbility and there is no advantage in doing so - except to the insurance companies that mandate that their insurance adjusters use one or the other. Insurance company paid adjusters don't "prescribe" what repairs are needed, the contractor, who is the expert, "describes" what repairs are needed.
also included are...
Plus
"If you don't know what UPPA is, you need to know" - Atty John W. Houghtaling
As one of the country’s leading experts on Unauthorized Practice of Public Adjusting (UPPA) law, with "The Unmasking of UPPA"©, I reveal the truth about and the people behind what I believe to indeed be, one of the biggest financial scams ever perpetrated against the American insurance buying public. Falsely promoted by the P&C insurance industry and their minions to corrupt and/or clueless state legislators as consumer protection and then signed into law by ill-informed and/or misguided state Governors, UPPA became the key to allowing P&C insurance to "delay, deny, and defend" against paying their insured customers many hundreds of millions of dollars legitimately owed to them on their insurance covered property damage claims. With your new in depth understanding of this corrupt law, you'll know how to overcome and defeat it. Included in the report are:
“If you don't know what UPPA is, you need to know!” “Foxes Guarding the Hen House” “Pre UPPA - The ABA vs the PA Lobby” “Post UPPA - The PA Lobby Vs Contractors” "Contractors are crooks?" “The P&C Insurance Industry - From Service to Profits” “Defeating NAPIA's and the P&C Insurance Industry's Disingenuous Arguments in Favor of UPPA” “First, take out the contractors, then the PA's, and then the plaintiff's attorneys” “Consumer protection? I'll sign that!” "The truth never changes but it does change that which is not" “The current state of the industry”
Plus
This powerful and comprehensive 3RS Insured Property Owner Storm Damage Recovery Guide© has already been made available to hundreds of thousands of insured property owners across the country. Through the guide, those property owners are advised to only contract their property damage repair work with contractors who are familiar with the guide and can prove they have completed the 3RS Claims MAX© storm damage restoration contractor training program. Included in the guide are the following:
“Pulling back the P&C insurance industry curtain” “Why do insured property owners need this Guide?” “The Truth?” “Insurance Companies Are Not Your Friends” “Insurance terms and titles you need to know” “Property & Casualty Insurance and the Free Market” “What is “The UPPA WALL?” “When your contractor hits “The UPPA WALL”…what are your options?” “Who ultimately approves (or denies) your insurance claim?” “How your insurance premiums are calculated” “Property & Casualty insurance agents - can they help you with your claim?” “Understanding your insurance policy” “Do you have a mortgage on your property?” “What are - General Contractor Overhead & Profit (GC O&P) Payments?” “Breach of Contract and Tortious Interference - "the contractor is charging too much?" “(Beware of) "Hired Gun" insurance company paid Forensic Engineers” “What is Ordinance or Law (O&L) coverage?” “Insurance Deductibles - When should you pay them?” “First things first - The Claims Process - from Filed to Final" “Common covered damage that insurance adjusters regularly omit” “Additional advice and warnings” "Adjuster/Engineer Questionnaire/Reports"
-The "Unmasking of UPPA©" exposé and the "3RS Insured Property Owners Storm Damage Recovery Guide©" can be ordered separately on the order page-
As a 3RS Claims MAX© trained storm damage restoration contractor, with the knowledge you will gain from your study of this one of a kind advanced and proven storm damage restoration contractor training program, you'll join the ranks of the most knowledgeable and highest earning pro storm damage restoration contractors in the country. When you meet with insurance adjusters on job sites, they'll know from the time they arrive at the claim site that they are dealing with a professional who will hold their feet to the fire and hold them accountable if and when they unwisely decide to attempt to play their usual delay, deny, defend games with you and your insured customers. You'll also get the attention of wayward P&C insurance company desk adjusters and supervisors who wrongly assume that you'll never know who they really are and will therefore, never be able to hold them accountable.
Stop letting the P&C insurance industry tell you how to run your business
Take back control by placing your order through the "Order" link shown in the menu above
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